Set Up Stripe or Square to Take Payments

Stripe

Open the account as a business

Sign up at stripe.com and choose the option for a business, not a personal test account. Stripe then asks you to verify your business before you can take real payments. Expect to give:

your business type (for example sole proprietor or LLC), legal name, address and what you sell;
a website address: use your site’s address;
your own name, date of birth and identity details, such as the last digits of your Social Security number or a photo ID if Stripe asks;
a bank account for payouts.

The details your customers see, such as your business name, support email and the text on their card statement, are under Stripe’s account settings. Use names your customers will recognize, so they don’t dispute a charge they don’t remember. See Stripe’s account set-up help.

Fees

Stripe takes a fee from each payment. The current fees are on Stripe’s pricing page. We don’t add anything on top.

Payouts

Stripe sends your sales to your bank on a schedule, which you can see and change in your Stripe dashboard. Your first payout usually takes longer than later ones. See Stripe payouts.

Turn it on in your Stripe user settings. Stripe supports passkeys, security keys, authenticator apps and text messages; a passkey or security key is the safest. Never share your Stripe password or keys with anyone, including us. We never ask for them.

Receipts and refunds

Stripe can email a receipt to each customer; switch that on in Stripe’s email settings (Stripe receipts). You refund a sale from the Payments page in Stripe. See Refunds, disputes and tax.

Square

Open the account

Sign up at squareup.com as a business. Square asks for your business details, your own identity details and a bank account for transfers.

Fees and payouts

Square takes a fee from each payment; see Square’s pricing page. Square sends your sales to your bank on its transfer schedule, which you can see in your Square Dashboard.

Turn on two-step verification in your Square account settings. Square sends receipts to customers who give an email address, and you refund a sale from the Transactions page in your Square Dashboard. Square’s Support Center has the details.

Next: create a payment link in Stripe or Square.

Questions

Should I use Stripe or Square?

Either works with our buy buttons. If you already take card payments in person with Square, staying with Square keeps your sales in one place. Otherwise pick the one whose fees and payout timing suit you.

All selling guides

Questions? Email sites@uplivra.com and a person will reply.

Set up Stripe or Square to take payments